Massachusetts Bankruptcy Lawyer

Chapter 7 · Chapter 13

If you have been wondering if you qualify to file bankruptcy, you need to contact a Carver, Massachusetts, bankruptcy lawyer at the Law Office of Lawrence L. Hale for counseling and advice about bankruptcy proceedings under the new bankruptcy law. Many people think that they aren't eligible for personal bankruptcy because of the new provisions in federal bankruptcy law. However, the new law has done little to change who can qualify either for a Chapter 7 or a Chapter 13 bankruptcy. There are a few more hoops to jump, but our attorney knows the location of all the hoops and can tell you where they are and when to jump.

Accessible · Compassionate · Experienced Attorney

With over fifteen years of representing Southeastern Massachusetts residents in federal bankruptcy court, our firm has the experience you need to be sure that you take advantage of every option for discharge of your debt that is allowed under the law. We understand what you are going through and the stress that overwhelming debt can bring into your life. Contact us to talk about getting relief from your massive debt load and getting a fresh start.

• Injury or illness: If you or a family member has been sick or injured, you know how quickly medical expenses mount up. Before you know it, you can't keep up with insurance co-pays and other uninsured expenses. Talk to our bankruptcy attorney to see whether bankruptcy is a good option for your family at this point.
• Loss of Insurance: If you have been injured for awhile, you may have used up all your benefits or perhaps you weren't covered by insurance in the first place. Don't let the burden of uninsured hospital and doctor bills keep you from enjoying your life any longer. Call our bankruptcy law firm for help.
• Loss of employment: In the current financial climate, many Massachusetts residents are finding themselves unemployed and unable to find new work. If both you and your spouse need to work to cover all your living expenses, but one of you can't find a job, discuss your debtors' rights under Massachusetts and federal law with a skilled bankruptcy attorney at the Law Office of Lawrence L. Hale.
• Divorce: The old saying goes, "Two can live cheaper than one." Couples in the middle of divorce and trying to figure out how they will support two households on the income with which they support only one, find out quickly that the saying does have a grain of truth to it.
• Foreclosure: With the housing bubble bursting and interest rates on the rise, many Southeast Mass citizens are facing mortgage foreclosure. If you have been given a notice of default, discuss how filing for bankruptcy puts an automatic stay on further collections or foreclosure actions.

Dischargeable Debt · Non Dischargeable Debt

Many people have at least some debt that is not dischargeable, such as child support, tax payments, and student loans. However, it is possible that you will be able to cap interest charges and penalty fees on your non-dischargeable debts. Discuss both Chapter 7 liquidation bankruptcy and Chapter 13 reorganization bankruptcy with a lawyer who can tell you which type will be in your best interests.

We are a debt relief agency. We help debtors file for relief under the Bankruptcy Code.